Home Fixed Income
Fixed Income Solutions

Predictable Returns. Protected Capital.

Fixed income preserves wealth, generates predictable cash flows, and brings stability to a diversified portfolio. We curate bonds, corporate deposits, and structured debt based on your return objectives and risk profile.

🛡️ Capital Protection
Predictable Cashflows
🧾 Tax-Efficient Structures
Curated Credit Quality
Instruments We Curate

Beyond Bank FDs

We curate fixed income instruments across credit quality, duration, and structure, accessible through us and not through standard banking channels.

Government Securities & SDLs

Government-backed securities with zero credit risk. Suitable for investors seeking long-term income stability, capital preservation, and tax efficiency, particularly non-residents.

6–7.5% Typical Yield
Soverign Credit Quality

Corporate Bonds & NCDs

Rated AA and above debentures from established issuers. Higher yields than bank FDs with listed liquidity and periodic coupon income.

7.5–9% Typical Yield
AA Min Rating

Corporate Fixed Deposits

CRISIL-rated corporate FDs from select NBFCs and HFCs offering 50–100bps premium over bank FDs. Instrument-level security assessed individually before recommendation.

6.5–8% Typical Yield
AA Min Rating

Structured Debt

Asset-backed instruments with senior tranche priority. For sophisticated investors seeking yield independent of equity market movements.

10–12% Typical Yield
Senior Tranches Structure
Why Fixed Income with BARS Wealth

We don't just park money. We structure it.

Rigorous Credit Selection

We evaluate every instrument on the issuer's financial strength, credit quality, and repayment track record.

Duration Aligned to Your Goals

We match the maturity of your investments with your liquidity needs, ensuring your portfolio supports both short-term commitments and long-term wealth creation.

Tax-Aware Portfolio Construction

We take a tax-aware approach by considering listed bonds, tax-free bonds where applicable, and DTAA benefits for eligible NRI investors.